Bankera is a more than any crypto-currency exchange as Bankera will in the future offer proper bank solutions such as IBAN accounts, payment cards, payment processing not only for cryptocurrencies but also for cash, payment cards etc. Most importantly Bankera will offer loans and deposits to allow its clients to get interested rates on their holdings or to borrow at a preferable rate. So Bankera aims to become a bank for the blockchain era.
The first product Bankera launched was SpectroCoin, a crypto brokerage service running since the start of Bankera. All the dividend till Jan 2019 came from SpectroCoin revenue. The Bankera Exchange launched in Jan 2019. TO become a complete bank is work in progress.
Bankera Payout Structure
Bankera pays 20% of the transaction net revenue earned by Bankera and SpectroCoin and paid to BNK token holders on a weekly basis. The payments revenue reflects the revenue from transaction fees, payment processing, card issuance, loans and foreign exchange.
Some basic revenue and dividend examples.| Total Revenue | Dividend | Total Revenue | Dividend | |
| $100,000,000 | $0.001831 | $54,620,880,945 | $1.00 | |
| $10,000,000 | $0.000183 | $10,924,176,189 | $0.20 | |
| $5,000,000 | $0.000092 | $8,193,132,142 | $0.15 | |
| $3,333,333 | $0.000061 | $5,462,088,095 | $0.10 | |
| $2,500,000 | $0.000046 | $2,731,044,047 | $0.05 | |
| $500,000 | $0.000009 | $1,638,626,428 | $0.03 | |
| $250,000 | $0.000005 | $546,208,809 | $0.01 |
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Bankera dividend calculator
Disclaimer: At this point in time there is no way for me to track the revenue.
Bankera all time progress
| Lifetime Bankera Performance (122 dividend periods). | |||
| Total | Average | ||
| Profit | $11,044,642.50 | $90,529.86 | |
| Dividend | $2,208,928.50 | $18,105.97 | |
| Dividend Per Token | $0.00044807 | $0.00000367 | |
| Dividend per Token in ETH | 0.00000109 | 0.00000001 | |
| USD Value now if you kept the ETH | $0.00018489 | $0.00000152 | |
Bankera profit breakdown
Bankera Yields
Dividend yields are the ratio between annual payment(s) and price.
What does a 1.12% yield mean? Simple you need 100 / 1.12 = 89 years and 4 months with the same dividend to earn your investement back if you buy the tokens now with current price. The higher the yield the faster you earn back your investement.
| Indicated Annual Yield last dividend ($0.000000 per BNK) | |
| The indicated annual yield is the ratio between annual dividend and token price. ((last div * annual payments) / price) x 100% | |
| Indicated yield with dividend day price ($0.00): | 1.115356% |
| Indicated yield with current price ($0.00): | 1.115356% |
| Indicated yield with ico price ($0.02): | 0.060649% |
| Average Annual Yield ($0.000000 per BNK) | |
| The average annual yield is the ratio between the dividend average of last 12 months and token price. ((avg dividend * annual payments) / token price) x 100% | |
| Average yield with dividend day price ($0.00): | 2.182001% |
| Average yield with current price ($0.00): | 2.182001% |
| Average yield with ico price ($0.02): | 0.118649% |
| Average Yield overall ($0.000004 per BNK) | |
| The average yield is the ratio between the all time dividend average and token price. ((avg dividend * annual payments) / token price) x 100% | |
| Average yield with dividend day price ($0.00): | 16.967226% |
| Average yield with current price ($0.00): | 16.967226% |
| Average yield with ico price ($0.02): | 0.922615% |
What does a 1.12% yield mean? Simple you need 100 / 1.12 = 89 years and 4 months with the same dividend to earn your investement back if you buy the tokens now with current price. The higher the yield the faster you earn back your investement.
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Would you have done better investing in the big crypto coins instead of buying Bankera?
Table below gives an overview if you had the choice to invest $1000 at the ICO ending or any given day.
My view on Bankera
I never felt attracted to Bankera. What I relay dislike about Bankera is their reporting. Dividend reporting on the blog.bankera.com most of the time at least a week behind.
Dividends are low and declining for over a year. There was a very small growth spike after they finally started their exchange in 2019. But with only a few coins traded there they have a long way to go. I also did not understand why they added Hanbitco as an exchange in March 2019. It will result in even less BNK trading at its own platforms.
The Telegram chat is not maintained from spam and containing a non-existing community.
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Monday February 3rd 2020
If you hold BNK on Bankera Exchange or SpectroCoin you will get your weekly payment automatically in your Ether wallet there.
If you hold BNK in any erc-20 supported Ethereum Wallet like MyEtherWallet, Nano Ledger S, Trezor or any other where you control the private keys (except exchanges) you have to claim your dividend through a smart contract. See here how to do that and use this Contract ABI code.
Last 10 Bankera Payments
| Date | Dividend | Indicated Yield | |
| Div Day | Price | ||
| 2020-01-06 | $0.0000002 | 1.12% | 1.12% |
| 2019-12-30 | $0.0000002 | 0.95% | 0.95% |
| 2019-12-23 | $0.0000003 | 1.17% | 1.17% |
| 2019-12-16 | $0.0000002 | 1.00% | 1.00% |
| 2019-12-09 | $0.0000002 | 0.99% | 0.99% |
| 2019-12-02 | $0.0000004 | 2.06% | 2.06% |
| 2019-11-29 | $0.0000003 | 1.57% | 1.57% |
| 2019-11-18 | $0.0000005 | 2.19% | 2.19% |
| 2019-11-11 | $0.0000003 | 1.42% | 1.42% |
| 2019-11-04 | $0.0000003 | 1.59% | 1.59% |
| 2019-10-28 | $0.0000004 | 1.81% | 1.81% |
See all payments
| Website | https://bankera.com | |
| Whitepaper | Whitepaper | |
| Ico started | 2017-11-27 | |
| Ico ended | 2018-02-28 | |
| Ico Price | $0.02070000 | |
| Total Raised | ||
| Raised $150,949,194 | ||
| Total supply | 25,000,000,000.000000 | |
| Circulating supply | 10,924,176,189.000000 | |
| Payout currency | ETH | |
| Blockchain | Ethereum | |
| Tokentype | ERC223 | |
| Ticker | BNK | |
| Decimals | 8 | |
| Contractaddress | ||
| 0xc80c5e40220172b36adee2c951f26f2a577810c5 | ||
| Telegram | Bankera News | |
| Bankeracom | ||
| Bankera | ||
| YouTube | Bankera | |
| News / Blog | Bankera | |
| Bankera | ||
| Bitcointalk | Thread | |
| GitHub | Bankera-token | |
| Spectrocoin | Spectrocoin | |
| Telegram | Bankera Chat |
| Last traded BNK price: | $0.00112559 |
| In ETH: | 0.00000664 ETH |
| In BTC: | 0.00000013 BTC |
| 1 ETH: | 150,538.96748372 BNK |
| 1 BTC: | 7,904,253.29670662 BNK |
| ETH / USD: | 169.45 USD |
| BTC /USD : | 8,896.95 USD |
Source CoinMarketCap.com bankera
Bankera Exchanges
| Bankera | BNK-BTC | |
| Bankera | BNK-ETH | |
| spectrocoin | BNK-fiat | |
| ForkDelta | BNK-ETH | |
| HitBTC | BNK-BTC | |
| HitBTC | BNK-ETH | |
| Hanbitco | BNK-BTC |
Donations
Any beer / donation is appreciated, thx!
BTC:
3Hc6PFL6yctFG15HQ5EekBNykkgzyoRabr
ETH or any ERC-20 tokens:
0x3279fd991AA42a1759bef80b1C3202EE985668d3
If you want to donate any other coin. Contact me. I'm sure I have a wallet somewhere.